Confessions of a private investor

I have been managing my own money for over 15 years: in 2000, I gave up the safety of a bank salary and non-contributory pension to lead a management buyout.  I found myself with a couple of legacy final salary entitlements and a small pension pot in “Zombie” fund manager, Phoenix Group.  My pension manager

By |2021-02-04T17:02:25+00:00October 30th, 2019|Uncategorized|0 Comments

My portfolio: you win some you lose some

Last time I blogged I talked about my top down approach to asset allocation and how I used the Salty Dog data  What should your investment horizon be? The Salty approach seems to promote churning. Buy when performing, sell when not, then reinvest. I would like to emphasise that I don’t “actively trade”, I

By |2021-02-04T17:02:11+00:00October 30th, 2019|Uncategorized|0 Comments

Is your firm paying the apprenticeship levy?

Claim it back through training! It has been over two years since the UK government announced it would introduce the Apprenticeship Levy, and as of April 2017 it has now come into effect. If you are a business with a wage bill of over £3m per annum (including bonuses and pension contributions), then you will

By |2021-02-04T17:02:47+00:00October 30th, 2019|Uncategorized|0 Comments

What is blockchain? And how can it make a positive impact to global issues?

Blockchain is the big buzzword in financial services at the moment. You may have been to a number of blockchain conferences, forums and seminars where  you've found yourself surrounded by slightly bemused bankers, lawyers and other professionals who are all excited to be part of this next great innovation in FinTech. But it seems few,

By |2019-11-05T07:50:39+00:00October 30th, 2019|Uncategorized|0 Comments

Cognitive biases and some good and bad investment habits

In my previous blog, I walked through my portfolio history to give a feel for how I decide my allocations. I hope also that you will get out of this is a feeling for my cognitive biases and people’s generally. I have a number of observations to make about good and bad habits, some learnt

By |2020-12-07T10:09:47+00:00October 30th, 2019|Uncategorized|0 Comments

How Advances in Digital Technology Have Changed the Way We Train, and New Starters Learn

Keeping up with advances in technology can sometimes feel a daunting task. The speed with which the digital world has evolved in the past 20 years alone is staggering. Technology has become integral to our lives in so many ways and new advances are something that as a society we are asked to readily embrace

By |2020-12-07T10:10:47+00:00October 30th, 2019|Uncategorized|0 Comments

Corporate Distress: An Ongoing Problem

Once again there are rumblings and warnings of a fresh financial crisis along the lines of 2008. Banks are supposedly better regulated now, and have generally lower corporate lending levels. Potential banking fallout should therefore be less dramatic than that witnessed in the period following 2008. However, this will not stop a number of banks

By |2020-12-07T10:08:54+00:00October 30th, 2019|Uncategorized|0 Comments

Why Your Company Should Offer Workplace Leadership Training

Strong leadership is integral to the successful future of any organisation, but are leaders born or made? If you don’t believe it is worth leaving to chance, offering effective workplace leadership training can provide a strategic approach to talent development. This type of training doesn’t only provide efficiencies for businesses. It is also an attractive

By |2020-12-07T10:08:09+00:00October 30th, 2019|Uncategorized|0 Comments

Go to Top